Wealth Creation & Saving Strategies

Wealth creation and savings strategies will be developed in our flexible financial plan unique to each client. The strategies include, but are not limited to:

• Recommended investments that have been researched that will give capital growth rather than income or that will take advantage of franking credits. Tax will not be payable on the growth portion until the investment is sold or redeemed.
• Where appropriate use savings through complying superannuation funds and take advantage of the 15% tax on earnings. Bearing in mind that the preservation rules limit access to these funds until age 55 for some and upwards to age 60 for others depending on the date of birth.
• Provided that client’s cash flow allows, used negative gearing to build wealth.
• Use alternate investments to generate tax deductions in the year of income which will lower exposure to superannuation surcharge levy and Medicare levy surcharge.
• Reduce nondeductible debt as soon as possible through appropriate homeloan strategies.

For more information contact us today to make an appointment.