Tax Effective Planning

Tax effective financial planning addresses two main areas.

Wealth Creation

During your working life - develop strategies using your greatest asset - your ability to earn income – to:

• Create the lifestyle you desire
• Achieve your financial goals e.g.
  • Own your home
  • Educate your children
  • Save for retirement
• In a tax effective way using
• Superannuation
• Negative gearing
• Salary sacrifice
• Alternate investments such as agribusiness.
• Implement risk management to protect assets and income.

Wealth Protection

Prior to retirement

• Seek professional advice to prevent erosion of retirement lump sums through.
• Retirement timing.
• Tax effective rollovers and draw downs of superannuation.
• Maximise the savings to provide income for retirement.

After retirement

• Utilise accumulated superannuation and other investments to establish income streams from.
• Superannuation income streams
• Non super income streams.
• Savings outside superannuation.
• Access to the aged pension if available.

For more information contact us today to make an appointment.